Colorado Medicare guidance
Medicare, mapped to you.
A free, 20-minute call with Martin — licensed in Colorado since 2015. You'll leave knowing exactly which plan fits you, and why.
- Licensed in Colorado
- BBB A+ rated
- No cost to you
- No obligation
“It is one thing to do your job, it's another to do it with heart.”
Compare plans from carriers you already know
We represent these and other carriers. We do not offer every plan available in your area — full details below.
Medicare doesn't have to be overwhelming.
Most people come to us confused and leave relieved. Here's how simple it is:
- 1
Tell us where you are.
Turning 65, already enrolled, or helping a parent — we start with you.
- 2
We map your options.
Martin compares the plans you actually qualify for, in plain English.
- 3
You choose, with confidence.
No pressure. You decide. We handle the paperwork.
What kind of coverage are you wondering about?
Medicare Advantage (Part C)
All-in-one plans that often include extras like dental and vision. Is it right for you?
Ask Martin →Medigap (Supplement)
Pairs with Original Medicare to cover the gaps and steady your costs.
Ask Martin →Prescriptions (Part D)
Find the drug plan that actually covers your medications for less.
Ask Martin →Dental, Vision & More
Coverage Medicare doesn't include — handled in one conversation.
Ask Martin →Why people choose Insurance Advisors
Personalized guidance
We take time to understand your needs, cut through the jargon, and give tailored recommendations — so you understand every choice. You're a person here, not a number.
Commitment to clarity
Understanding Medicare shouldn't be stressful. We explain things simply and stay with you through the whole journey — a steady, trustworthy guide in a foggy landscape.
Modern, paperless enrollment
We use secure electronic enrollment instead of slow paper forms — fewer errors, fewer delays, and a smoother sign-up when you're ready to decide.
Meet your guide
Hi, I'm Martin Petersen.
I started Insurance Advisors Inc. in 2015 with one belief: Medicare should be explained, not sold. I'm an independent, licensed advisor — which means I work for you, not for one insurance company. I'll take as much time as you need, answer every question, and never push. Colorado has trusted me with this decision for over a decade, and I'd be honored to help you too.
Licensed Colorado advisor · Independent (multiple carriers) · BBB A+ · Serving CO since 2015 · License #420543
Colorado neighbors, in their own words.
★★★★★
"He made it look so easy... he sat down and explained the process and what to expect."
★★★★★
"I am so grateful to have found him as my agent!"
★★★★★
"This is our second year with Martin and he continues to be a great resource for us."
Questions people ask us first.
Does it cost anything to work with you?
No. Our help is completely free to you — we're paid by the insurance carriers, never by you, and that never changes your premium.
When can I enroll in Medicare?
Most people can enroll in Medicare during the seven-month period around their 65th birthday. It begins three months before the month you turn 65 and ends three months after it. If you have health coverage through your or your spouse’s current job, you may be able to enroll later without a penalty.
How much does Medicare cost?
Medicare costs depend on the coverage you choose and the care you use. Most people do not pay a monthly premium for Part A, but Part B has a monthly premium. You may also pay deductibles, copays, and coinsurance. Costs for Medicare Advantage, Part D, and Medicare Supplement plans vary.
What is Medicare, and who qualifies?
Medicare is the federal health insurance program for people 65 and older, and for some younger people with certain disabilities or conditions. Most people qualify at 65, and if you've paid Medicare taxes long enough, Part A is usually premium-free.
What's the difference between Original Medicare and Medicare Advantage?
Original Medicare is provided by the federal government and includes Parts A and B. You can see any provider in the country who accepts Medicare, but you may need separate Part D and Medicare Supplement plans for added coverage. Medicare Advantage is offered by Medicare-approved insurance companies and provides your Part A and B benefits through one plan. These plans often include drug coverage and extra benefits but may use provider networks and other plan rules. With either choice, you must continue paying your Part B premium.
Embrace your golden years
Your golden years should be exactly that — golden.
A time for leisure, for the people and hobbies you love — not for worrying about healthcare. We navigate the complexities of Medicare for you, with personalized guidance and honest answers, so you can focus on what truly matters.
Say goodbye to the stress and confusion, and hello to peace of mind. You've earned your leisure time — let us handle the details.
Your next step is simple
Ready to stop guessing about Medicare?
One free, friendly 20-minute call. No pressure, no cost — just clarity.
Free · No obligation · We'll never sell your information.