Frequently asked questions
Medicare questions, answered in plain English.
Browse by topic or search below. These are general, educational answers — for guidance on your specific situation, a free call with Martin is the best next step.
Does it cost anything to work with you?
No. Our help is completely free to you — we're paid by the insurance carriers, never by you, and that never changes your premium.
When can I enroll?
Your Initial Enrollment Period is the 7 months around your 65th birthday. The Annual Enrollment Period runs from October 15 to December 7 each year. We'll make sure you don't miss your window.
What if I already have a plan?
Great — we'll review it for free and tell you honestly whether it's still your best fit. Many people keep what they have; some find better coverage for less.
Will you pressure me to buy something?
Never. Martin's whole approach is to explain your options and let you decide — many calls end with "now I finally understand it."
Are you part of the government or Medicare?
No. MedicareRoad is a private, independent, licensed brokerage. For all of your options, you can also contact Medicare.gov or 1-800-MEDICARE.
Didn't find your answer?
Every situation is a little different. A free, no-pressure call with Martin sorts it out.